This is one of the videos we produced with the Central Bank of Malta in our budgeting series.

Download the Central Bank of Malta and ĠEMMA Video on ‘Going Abroad’ by clicking here.

Let me introduce the ĠEMMA family.  I am Tony.  I am Maria’s husband.  I work as a manager in a large business in the services industry.  My wife, Maria is 40 years old and works in her father’s family business.  We have two kids:  Matthias, our son who is 11 years old, and is now in secondary school, and Angele, our daughter who is 17 years old and is finishing upper secondary school this scholastic year.

Download the ĠEMMA Travel Budget Planner by clicking here.

Finally, all the family is now COVID-19 vaccinated.  We are planning a family holiday this Christmas.  Funny, really – having spent all this time together was initially a great bonding experience but in the long run we were getting in each other’s way and tensions started to build all around.  A holiday will give us the shot in the arm that we all need. We are planning for a low budget holiday.  We are doing our planning online – there are excellent prices for ‘green listed’ countries at the moment vis-a-vis flights, renting of apartments, restaurants, etc.

We are planning to go to a Euro country destination.  This will avoid a drain on our travel budget that results from foreign exchange conversion fees.  Also, this will make sure that we will not get caught out by massive mobile bills because of roaming charges.  We are also aware of the potential of Internet scams – particularly relating to false rental of accommodation.  So, we will be following all the ĠEMMA tips on how to protect ourselves against travel scams.

Download the ĠEMMA Travel Scam Infographic by clicking here.

View this ĠEMMA video by clicking on the above – and learn more on how you should plan and budget for your holiday and more.   Let us know your thoughts.  We look forward to hearing from you.  We look forward to hearing from you.  And we at ĠEMMA encourage you to share this link or the video or the calculator or all of them with your friends or publicly on Facebook.

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