{"id":5318,"date":"2021-10-28T17:25:17","date_gmt":"2021-10-28T15:25:17","guid":{"rendered":"http:\/\/weekly.uhm.org.mt\/?post_type=article&#038;p=5318"},"modified":"2021-10-28T17:40:45","modified_gmt":"2021-10-28T15:40:45","slug":"l-ippjanar-tar-rigali-tieghi-tal-milied","status":"publish","type":"article","link":"http:\/\/weekly.uhm.org.mt\/en\/article\/l-ippjanar-tar-rigali-tieghi-tal-milied\/","title":{"rendered":"Planning my Christmas presents"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"683\" src=\"http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/10\/iStock-1284779749-1024x683.jpg\" alt=\"\" class=\"wp-image-5319\" srcset=\"http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/10\/iStock-1284779749-1024x683.jpg 1024w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/10\/iStock-1284779749-300x200.jpg 300w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/10\/iStock-1284779749-768x512.jpg 768w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/10\/iStock-1284779749-1536x1024.jpg 1536w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/10\/iStock-1284779749-2048x1365.jpg 2048w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/10\/iStock-1284779749-480x320.jpg 480w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>This is one of the videos we produced with the Central Bank of Malta in our budgeting series.<\/p>\n\n\n\n<p><em>Download the Central Bank of Malta and \u0120EMMA Video on \u2018Managing my Xmas and New Year spending\u2019 by clicking <\/em><a href=\"https:\/\/www.youtube.com\/watch?v=mQJK-FxCAbo&amp;t=1s\"><em>here<\/em><\/a><em>.<\/em><\/p>\n\n\n\n<p>Let me introduce the \u0120EMMA family.&nbsp; I am Tony.&nbsp; I am Maria\u2019s husband.&nbsp; I work as a manager in a large business in the services industry.&nbsp; My wife, Maria is 40 years old and works in her father\u2019s family business.&nbsp; We have two kids:&nbsp; Matthias, our son who is 11 years old, and is now in secondary school, and Angele, our daughter who is 17 and finishing upper secondary school this scholastic year.<\/p>\n\n\n\n<p><em>Download the \u0120EMMA My Baby Planner by clicking <\/em><a href=\"https:\/\/gemma.gov.mt\/wp-content\/uploads\/2020\/12\/Christmas-Spending-and-Planning-Calculator-GEMMA.xlsx\"><em>here<\/em><\/a><em>.<\/em><\/p>\n\n\n\n<p>The winter clearance sales started this week.&nbsp; I asked Angele whether she wants to come shopping with me for the Christmas presents. Angele responded, \u201cDo you know it is still October?\u201d<\/p>\n\n\n\n<p>Christmas shopping requires budgeting and planning like everything else.&nbsp; Otherwise come you have to pay hefty prices. &nbsp;&nbsp;Well \u2013 I organise my Xmas shopping as follows:<\/p>\n\n\n\n<ul><li>In October, in the Autumn sales I buy branded sports stuff for half the price they would have been a week or so ago for Matthias.<\/li><li>In April, following the winter clearance sales I buy branded beautiful winter \u2013 again for half the price they would have been a week ago.&nbsp; Every year renders them a year older, and frailer, and this way I buy good quality winter clothes to keep them warm in long winter nights for a bargain.<\/li><li>Black Friday, I browse around and buy your presents and a treat for myself.<\/li><li>And on Cyber Monday, I buy Tony\u2019s present.<\/li><\/ul>\n\n\n\n<p>Quality presents for all, which would cost me at least double the price had I to leave shopping till the last day.&nbsp; Do I know its October?&nbsp; Of course! View this \u0120EMMA video by clicking on the above \u2013 and learn about more on how to budget you family\u2019s shopping and more.&nbsp;<\/p>\n\n\n\n<p>Let us know your thoughts.&nbsp; We look forward to hearing from you.&nbsp; We look forward to hearing from you.&nbsp; And we at \u0120EMMA encourage you to share this link or the video or the calculator or all of them with your friends or publicly on Facebook.<\/p>\n\n\n\n<p>Visit the \u0120EMMA <a href=\"https:\/\/www.facebook.com\/gemma.know.plan.act\">Facebook<\/a> page and give us a like!&nbsp;&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"235\" height=\"125\" src=\"http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/06\/image.png\" alt=\"\" class=\"wp-image-4832\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"843\" height=\"285\" src=\"http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/06\/GEMMA-150dpi.png\" alt=\"\" class=\"wp-image-4830\" srcset=\"http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/06\/GEMMA-150dpi.png 843w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/06\/GEMMA-150dpi-300x101.png 300w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/06\/GEMMA-150dpi-768x260.png 768w\" sizes=\"(max-width: 843px) 100vw, 843px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>This is one of the videos we produced with the Central Bank of Malta in our budgeting series. Download the Central Bank of Malta and \u0120EMMA Video on \u2018Managing my [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":5319,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","format":"standard","meta":{"_mi_skip_tracking":false,"spay_email":""},"issuem_issue":[243],"issuem_issue_categories":[222],"issuem_issue_tags":[],"translation":{"provider":"WPGlobus","version":"2.8.8","language":"en","enabled_languages":["mt","en"],"languages":{"mt":{"title":true,"content":true,"excerpt":false},"en":{"title":true,"content":true,"excerpt":false}}},"_links":{"self":[{"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/article\/5318"}],"collection":[{"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/article"}],"about":[{"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/types\/article"}],"author":[{"embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/comments?post=5318"}],"version-history":[{"count":3,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/article\/5318\/revisions"}],"predecessor-version":[{"id":5329,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/article\/5318\/revisions\/5329"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/media\/5319"}],"wp:attachment":[{"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/media?parent=5318"}],"wp:term":[{"taxonomy":"issuem_issue","embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/issuem_issue?post=5318"},{"taxonomy":"issuem_issue_categories","embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/issuem_issue_categories?post=5318"},{"taxonomy":"issuem_issue_tags","embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/issuem_issue_tags?post=5318"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}