{"id":4999,"date":"2021-08-06T18:35:14","date_gmt":"2021-08-06T16:35:14","guid":{"rendered":"http:\/\/weekly.uhm.org.mt\/?post_type=article&#038;p=4999"},"modified":"2021-08-06T18:38:41","modified_gmt":"2021-08-06T16:38:41","slug":"rizorsa-gdida-tracker-bil-ghan-li-tfaddal","status":"publish","type":"article","link":"http:\/\/weekly.uhm.org.mt\/en\/article\/rizorsa-gdida-tracker-bil-ghan-li-tfaddal\/","title":{"rendered":"Introducing My \u0120EMMA Savings Goal Tracker"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"683\" src=\"http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/08\/iStock-1280155654-1024x683.jpg\" alt=\"\" class=\"wp-image-4994\" srcset=\"http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/08\/iStock-1280155654-1024x683.jpg 1024w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/08\/iStock-1280155654-300x200.jpg 300w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/08\/iStock-1280155654-768x512.jpg 768w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/08\/iStock-1280155654-1536x1025.jpg 1536w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/08\/iStock-1280155654-2048x1366.jpg 2048w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/08\/iStock-1280155654-480x320.jpg 480w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><em>Download the \u0120EMMA savings goal tracker by clicking <\/em><a href=\"https:\/\/gemma.gov.mt\/wp-content\/uploads\/2020\/12\/Savings-Goal-Tracker-GEMMA.xlsx\"><em>here<\/em><\/a><em><\/em><\/p>\n\n\n\n<p>First you need to set your savings goals.&nbsp; What are you saving for?&nbsp; Your savings goals may be for carrying out maintenance on your home or redecorating your daughter\u2019s bedroom.&nbsp; You may be saving for a family vacation.&nbsp; You may be <a href=\"https:\/\/www.thebalance.com\/retirement-faqs-2386373\">saving for retirement<\/a> or for a rainy day fund.&nbsp; You may be saving for all of these reasons.<\/p>\n\n\n\n<p>Once you know what you are saving for, it is important that you determine how much money you need to save each month in order to reach that each goal.&nbsp; Tally up all of your monthly savings goals into a lump sum.&nbsp; You will need to find that amount of money in your budget \u2013 money will you set aside so that you meet your savings goals.<\/p>\n\n\n\n<p>The \u0120EMMA Savings Goal Tracker helps you do this.&nbsp; Hereunder we explain the \u0120EMMA Savings Goal Tracker.<\/p>\n\n\n\n<p><strong>Section A-1:\u00a0 <\/strong>The Savings Goal Tracker allows you to track up to 5 goals.\u00a0 To list your goal click on \u2018Goals to Achieve\u2019 for any one of the goals.\u00a0 To insert the Goal Value you are to click on \u2018Goals Target Value\u2019 for any one of the goals.\u00a0 In the example below, Goal 1 is a family summer holiday, whilst the Goal Value is \u20ac2,000 \u2013 that is the \u20ac saving goal target you set for yourself.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"498\" height=\"207\" src=\"http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/08\/image.png\" alt=\"\" class=\"wp-image-4995\" srcset=\"http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/08\/image.png 498w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/08\/image-300x125.png 300w\" sizes=\"(max-width: 498px) 100vw, 498px\" \/><\/figure>\n\n\n\n<p><strong>Section A-2:<\/strong>\u00a0 This is the Savings Goal Tracker.\u00a0 In this section you will be able to see how much you have saved for each goal, and the remaining balance you are yet to save to meet this goal.\u00a0 The bar chart provides you a quick view of where you stand vis-a-vis meeting your goal.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"601\" height=\"280\" src=\"http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/08\/image-1.png\" alt=\"\" class=\"wp-image-5000\" srcset=\"http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/08\/image-1.png 601w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/08\/image-1-300x140.png 300w\" sizes=\"(max-width: 601px) 100vw, 601px\" \/><\/figure>\n\n\n\n<p><strong>Section B:<\/strong>\u00a0 This is you Saving Management Planner.\u00a0 In this section you determine the monthly savings you will put aside so that you are in a position to meet your saving goals and how you are to apportion these monthly savings.\u00a0 In this example you have decided to save \u20ac600 a month.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"235\" height=\"125\" src=\"http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/06\/image.png\" alt=\"\" class=\"wp-image-4832\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"843\" height=\"285\" src=\"http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/06\/GEMMA-150dpi.png\" alt=\"\" class=\"wp-image-4830\" srcset=\"http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/06\/GEMMA-150dpi.png 843w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/06\/GEMMA-150dpi-300x101.png 300w, http:\/\/weekly.uhm.org.mt\/wp-content\/uploads\/2021\/06\/GEMMA-150dpi-768x260.png 768w\" sizes=\"(max-width: 843px) 100vw, 843px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Download the \u0120EMMA savings goal tracker by clicking here First you need to set your savings goals.&nbsp; What are you saving for?&nbsp; Your savings goals may be for carrying out [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":4994,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","format":"standard","meta":{"_mi_skip_tracking":false,"spay_email":""},"issuem_issue":[231],"issuem_issue_categories":[222],"issuem_issue_tags":[],"translation":{"provider":"WPGlobus","version":"2.8.8","language":"en","enabled_languages":["mt","en"],"languages":{"mt":{"title":true,"content":true,"excerpt":false},"en":{"title":true,"content":true,"excerpt":false}}},"_links":{"self":[{"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/article\/4999"}],"collection":[{"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/article"}],"about":[{"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/types\/article"}],"author":[{"embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/comments?post=4999"}],"version-history":[{"count":2,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/article\/4999\/revisions"}],"predecessor-version":[{"id":5003,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/article\/4999\/revisions\/5003"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/media\/4994"}],"wp:attachment":[{"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/media?parent=4999"}],"wp:term":[{"taxonomy":"issuem_issue","embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/issuem_issue?post=4999"},{"taxonomy":"issuem_issue_categories","embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/issuem_issue_categories?post=4999"},{"taxonomy":"issuem_issue_tags","embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/issuem_issue_tags?post=4999"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}