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EUROSTAT surveys<\/a>\u00a0from across the EU\u00a0indicate\u00a0that obtaining external finance is a major barrier to business start-ups\u00a0across all socio-demographic groups.\u00a0 Apart from use of own funds, the main sources of\u00a0financial support\u00a0come in the form of\u00a0bank loans, public authorities\u00a0and venture capital. Access to these sources is vital, especially for women and youth, as these\u00a0are the categories of entrepreneurs most likely to be targeted\u00a0by innovative funding opportunities.\u00a0\u00a0<\/span><\/p>\n Crowdfunding<\/a>\u00a0is one of the new and emerging policy actions for financing business start-ups. It hinges on the idea that financing comes from a multitude of people who invest small sums of money, rather than from a single large institution, usually via\u00a0internet.\u00a0\u00a0In investment-based crowdfunding contributors purchase financial instruments, and therefore the intermediary role played by the crowdfunding platform may be deemed to be an investment service. The online nature of crowdfunding platforms\u2019 operations has made it feasible for them to offer their services to a great number of persons including individuals from different Member\u00a0States.\u00a0<\/span><\/p>\n Policy-wise, there is an increasing request for better regulation.\u00a0The European Commission has proposed a\u00a0regulation<\/a>\u00a0that aims to establish\u00a0uniform rules\u00a0on crowdfunding at EU level.\u00a0MEUSAC<\/a>\u00a0will be organising a consultation session in order to gather the viewpoint of stakeholders regarding the cross-border and transnational features of the proposal which can serve as an opportunity for Maltese start-ups.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":" EUROSTAT surveys\u00a0from across the EU\u00a0indicate\u00a0that obtaining external finance is a major barrier to business start-ups\u00a0across all socio-demographic groups.\u00a0 Apart from use of own funds, the main sources of\u00a0financial support\u00a0come […]<\/p>\n","protected":false},"author":6,"featured_media":1806,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","format":"standard","meta":{"_mi_skip_tracking":false,"spay_email":""},"issuem_issue":[77],"issuem_issue_categories":[14],"issuem_issue_tags":[],"translation":{"provider":"WPGlobus","version":"2.8.8","language":"en","enabled_languages":["mt","en"],"languages":{"mt":{"title":true,"content":true,"excerpt":false},"en":{"title":true,"content":true,"excerpt":false}}},"_links":{"self":[{"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/article\/1814"}],"collection":[{"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/article"}],"about":[{"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/types\/article"}],"author":[{"embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/comments?post=1814"}],"version-history":[{"count":3,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/article\/1814\/revisions"}],"predecessor-version":[{"id":1827,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/article\/1814\/revisions\/1827"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/media\/1806"}],"wp:attachment":[{"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/media?parent=1814"}],"wp:term":[{"taxonomy":"issuem_issue","embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/issuem_issue?post=1814"},{"taxonomy":"issuem_issue_categories","embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/issuem_issue_categories?post=1814"},{"taxonomy":"issuem_issue_tags","embeddable":true,"href":"http:\/\/weekly.uhm.org.mt\/en\/wp-json\/wp\/v2\/issuem_issue_tags?post=1814"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}